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Suppose you suffer a back injury that
requires two surgeries and rehabilitation
over the time span of a year and a half.
After completing the prescribed course of
treatment you return to work. You have
recovered enough to no longer have a “severe
impairment” and, therefore, are no longer
disabled according to the Social Security
Administration’s definition of “disability.”
What about the year and a half that you
were unable to work? Can you receive
benefits even though your condition has
improved and you’ve been able to return to
work?
You bet - and it is fairly common to do
so.
If an illness or condition has lasted a
continuous period of at least 12 months you
may be eligible for a “closed period of
disability.” In our example, the “closed
period” would be the year and a half spent
recovering from back surgery and completing
rehabilitation.
If you were unable to work for at least a
year because of a physical or mental
impairment you might be eligible for
disability benefits even if you returned to
work.
Also, remember that if you are expected
to be unable to work for at least a year
because of a physical or mental condition
you might be eligible for disability
benefits.
Contact us today to see if you may be
eligible for a “closed period of
disability.”
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