December 2004

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Christmas Toys are Being Recalled

The Consumer Product Safety Commission reminds us each year to be careful when we buy children's toys at the holiday season. The Commission puts together a list this time each year of children's product safety recalls. These toys should all be off the store shelves by now, but parents who shopped early may have purchased a toy that was recalled later.

There were reports of 11 toy-related deaths in 2003 involving children younger than 15, down from 13 deaths in 2002.

The agency is also launching Neighborhood Safety Network, a Web-based grass-roots effort to help spread the word about safety recalls to consumers who might be harder to reach.

You can view the complete list of recalled toys at the Consumer Product Safety Commission's Web site here.

Holiday Gift Returns

Most retail stores have some type of return policy, whether for cash or credit. But did you know there is a company that keeps track of customers who return gifts? The purpose is to identify fraudulent returns.

You can request a history of your product returns from Return Exchange by calling (800) 652-2331.

 
Free Legal Advice?

Yes, at Kraft & Associates we are glad to provide our clients and friends with free information on a variety of subjects. If you want details about how to lower your automobile insurance rates, Texas Workers' Compensation law or Social Security Disability claims please call or write us and we will send you any of these brochures without charge or obligation.
 

 


  Suite 1300
  2777 Stemmons Freeway
  Dallas, TX 75207
  (214) 999-9999
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 FOR THE RECORD


SUV "Mismatch" Collisions

Most people know by now that Sport Utility Vehicles have a tendency to roll over more frequently than normal passenger cars. But there is another, less well-known, danger associated with these vehicles.

Often referred to as a "mismatch" collision, this hazard arises when a tall SUV, with its high bumper and high center of gravity, collides with a passenger car. The mismatch results in the taller vehicle intruding into the "survival space" of the smaller vehicle.

It's not just a matter of the SUV having a higher bumper. It also has more heavy metal (engine and stiff steel frame) relatively high on the vehicle. This creates a potentially lethal weapon as the SUV strikes a passenger car above the car's bumper or side-impact rail.

Sport Utility Vehicles can weigh as much as 3000 pounds more than a normal passenger car, and can be as much as two feet taller.

Because of this mismatch between the SUV and the passenger car, such collisions are twice as likely to result in a fatality as non-mismatch collisions.

There are three basic types of mismatch collisions:

● Front-to-front, in which the bumpers of the two vehicles are at different heights, causing the taller vehicle to override the lower vehicle's bumper, and strike a portion of the vehicle not designed to absorb such an impact. Studies have shown that in such collisions, the passengers in the lower vehicle are four times more likely to be killed than passengers in the taller vehicle.

● Rear-end, in which the same situation occurs as the front of the taller vehicle strikes the rear of the lower vehicle.

● Side impact, in which the taller vehicle strikes the side of the lower vehicle. This is the most serious of the mismatch collisions, and results in more fatalities for occupants of the lower vehicle. The taller vehicle can literally travel completely through the passenger compartment of the lower vehicle, destroying everything in its path. Studies have shown that in such collisions, the passengers in the lower vehicle are more than 25 times more likely to be killed than passengers in the taller vehicle.

Mismatch collision cases are relatively new in the legal field, and are complicated, expensive, and difficult to pursue.

The basic legal theory involved is that the manufacturer of the Sport Utility Vehicle designed it in a manner appropriate for off-road driving. However, because the manufacturer knows that almost 100% of such vehicles are actually used on-road, rather than off-road, the manufacturer should design the SUV to be more compatible with other vehicles. In other words, the manufacturer knows the SUV will be used in daily traffic, and is likely at some time to be involved in a collision with a normal passenger car.

Some attorneys, including those in our law firm, believe automobile manufacturers owe a legal duty to the general public to alter the design of Sport Utility Vehicles, of passenger automobiles, or both, in order to decrease the mismatch component of collisions between different types of vehicles. This is especially true of manufacturers that produce both types of vehicles. There is no question at all that such manufacturers are well aware of the increased damage and injury caused by collisions between their taller vehicles and their lower vehicles. As one example, Ford makes both the 2,600 pound Ford Focus and the 7,270 pound Ford Excursion.

Whether this unfortunate situation is referred to as "design defect" or "crashworthiness," automobile makers must take steps to prevent or minimize the enormous disparity in injuries and deaths caused by mismatch collisions.

It may be expensive for manufacturers to take such steps, but it is not impossible. They can design their large SUVs and pickups to incorporate more crushable frontal structures to reduce the damage done when these large vehicles collide with smaller ones. The manufactures can also strengthen the smaller vehicles so they can absorb a greater impact without crushing. Most importantly, manufacturers can install side impact airbags in all vehicles. Side impact airbags have been proven to greatly reduce the extent of head injuries in severe collisions, and thereby reduce the risk of fatalities.

If you have questions or comments about mismatch collisions, or if you or a loved one has been involved in such a collision, please contact our law firm for more information.

 FOR YOUR INFORMATION

Christmas Tree Safety Tips

First, consider getting an artificial tree, as they are much safer and cleaner. If you do use a real tree, here are a few safety tips:

Cut 1 inch off the trunk to help the tree absorb water, and leave the tree outside until ready to decorate.

The stand should hold at least one gallon of water. A six-foot tree will use one gallon of water every two days, so check the water supply daily.
 
Keep the tree away from floor heaters, fireplaces, or other heat sources.

Use only Underwriters Laboratory listed lights, and use no more than three strands linked together. Use miniature lights, which have cool-burning bulbs.
 
Turn off the Christmas lights when you sleep, or if you leave your home for long.
 
Never use candles, even on artificial trees.

Dispose of the tree properly, which means never burn a real tree in a fireplace.

 FEATURED EMPLOYEE

Click for color photoDot Gordon
Senior Legal Assistant

E-mail: dgordon@kraftlaw.com

Ms. Gordon attended both the University of Massachusetts and Fairleigh Dickinson University. She began her law office experience with Mr. Kraft in 1971 and has been employed by this firm since our founding in 1979. Ms. Gordon has worked in several capacities with the firm, and now assists clients who have personal injury claims.

 FEATURED CASE
Attorney Matthew Stewart of our firm recently handled a Social Security disability claim that he had to appeal to Federal Court in order to obtain benefits for our client.

The claimant had been sent to a medical specialist, who wrote a report stating that the claimant was disabled. However, at the Social Security hearing, the Administrative Law Judge chose to disregard the specialist's opinion and instead relied on the opinion of a medical expert chosen by the Social Security Administration. The Judge rendered an opinion denying all disability benefits to our client.

Our firm appealed the decision to Federal Court and obtained a ruling from the court that the Administrative Law Judge acted inappropriately in giving more weight to the medical expert's opinion than to the specialist's opinion.

As a result of our appeal to Federal Court, our client is now receiving disability benefits. To properly represent Social Security claimants, a law firm has to be willing to take the case as far as necessary. Our firm is willing to do that. Please contact us if you have any questions about Social Security disability.
 HOW CAN WE HELP YOU?
Our law firm has helped thousands of clients over the years. Sometimes clients who use our firm for one type of case may not realize that there are other legal problems we could help them solve.

We handle most types of injury claims — including automobile collisions, "slip and fall" cases, injuries suffered as a result of defective products, injuries resulting from inadequate security, medical malpractice claims, nursing home negligence claims, prescription drug injuries and many others. We invite you to call us about any serious injury to see how we can help you.

Kraft & Associates also represents people who have been denied their Social Security Disability benefits. We can help at the Initial stage, the Reconsideration stage or the Hearing stage.

Our firm represents people who have been injured on the job and are making a claim for workers' compensation. We help people who have problems regarding family issues, such as divorce, child support, adoption, modifications, enforcements, attorney general disputes, paternity and other similar matters. We also represent clients who have been arrested or charged with committing a crime.

Please feel free to call us with any legal questions you may have. If we cannot represent you, we will attempt to refer you to another attorney or to a government agency that can help you. There is never any charge or obligation for our initial consultation.

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Automobile Accident, Wrongful Death, Nursing Home Negligence, Social Security Disability.

DISCLAIMER: This newsletter is presented by Kraft & Associates for informational purposes only, and not as legal advice.

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