November 2004

Why Are You Getting This Newsletter?

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Is Your Auto Safe?

According to the latest side crash tests conducted by the National Highway Safety Administration on 2005 models, the worst performing vehicle was the Ford Focus, while the best were the Chrysler 300 and Dodge Magnum. You can see the test results at the agency's Web site here.

Free Legal Advice?

Yes, at Kraft & Associates we are glad to provide our clients and friends with free information on a variety of subjects. If you want details about how to lower your automobile insurance rates, Texas Workers' Compensation law or Social Security Disability claims please call or write us and we will send you any of these brochures without charge or obligation.
 

 


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  2777 Stemmons Freeway
  Dallas, TX 75207
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 FOR THE RECORD


Texas Tort Reform Is Failing

Last year, Texas voters were promised an end to our state’s health care crisis if they voted for a controversial amendment to the Texas constitution. The amendment, known as Proposition 12, stripped key constitutional rights away from Texas families.

In exchange for giving up their rights, Texans were promised that Prop 12 would lead to improvements in the cost, access, and quality of healthcare, as well as significant reductions in medical malpractice premiums for doctors.

By the measures that really matter -- whether promises made to Texas families were kept -- the one-year report card shows that Proposition 12 has thus far been a failure.

Healthcare Costs. There has been no measurable improvement in the cost of healthcare for Texas patients. Nursing home residents face increases in the cost of care and health insurance premiums are still rising.

Access to Healthcare. Underserved areas of the state have actually seen a decrease in the number of doctors serving their communities, and 42% of non-elderly Texans are still without health insurance. Moreover 60% of Texas counties still do not have an OB/GYN.

Malpractice Premiums. Insurance companies tried to raise rates as much as 35% after Prop 12, and doctors have seen less than a 4% average reduction this year. Only one company has actually lowered its rates.

Unfortunately, Proposition 12 has been a lesson in broken promises. Rates are higher, healthcare costs remain too high, underserved areas are still underserved, and doctors have not seen any meaningful relief.

Following Prop 12’s passage, insurance companies and hospitals posted millions in profits, but the measure of true tort reform is not whether corporate hospitals and HMOs are making more money. It is whether the promises that were made to Texas families and patients are being kept. Clearly, that has not happened.

The most disturbing result of Prop 12 is the inability for many Texans to hold wrongdoers accountable for their actions. Decisions that should be made by judges and juries have been prejudged by politicians and special interests. This is a blatant attempt by special interests representing bad doctors, careless hospitals, and manufacturers of dangerously defective products to avoid accountability.

It appears that the only beneficiaries of these so-called tort “reforms” have been the special interests that bankrolled the campaign to pass Prop 12.

Real tort reform would protect everyday Texans, not the big insurance companies.

It will be years before we know the full impact of Prop 12, but the one-year report card is not promising for Texas families.

Courtesy of Texas Watch  -- www.texaswatch.org

 

 FOR YOUR INFORMATION

“Just Say No” to Unsolicited Credit-Card Offers

If you want to stop the flow of unsolicited credit-card offers, there is a way. Under the Federal Fair Credit Reporting Act, consumers have the right to stop credit bureaus from providing their names and addresses for marketing lists.

As required in the Federal legislation, the major credit bureaus have set up a toll-free number (888-567-8688) that is required to be provided with the offer of credit. When you call, you can either opt out by telephone for two years or request a form you can use to opt out permanently. By calling the same number, you can also be put back on the marketing lists after having been removed from them. In case of joint credit, both parties may be required to opt out before the solicitations will stop.

 FEATURED EMPLOYEE

Tina FrancoClick for color photo
Legal Secretary

E-mail: tfranco@kraftlaw.com

Ms. Franco was born in El Paso, Texas, and raised in Ciudad Juarez, Chihuahua, Mexico. She graduated from Gadsden High School, in Anthony, New Mexico, and attended El Paso Junior College in El Paso, Texas. Ms. Franco has more than twelve years of experience in Personal Injury Law, Family Law, and Immigration Law. She joined our firm in 2004, and holds the position of Legal Assistant in our Litigation Department.

 

 FEATURED CASE
Our law firm is currently accepting claims on behalf of consumers who took the arthritis drug Vioxx and then suffered a heart attack, stroke, or other cardiovascular event. We have been surprised to learn how many people have found themselves in this terrible situation. Those most at risk are ones who took at least 25mg of Vioxx per day for 18 months or longer. If you are currently taking Vioxx, stop now, and see your doctor.

If you, a friend, or a family member has suffered cardiovascular health problems while taking, or shortly after taking, Vioxx, please contact our firm immediately. We will be glad to discuss your situation at no cost to you for the initial consultation.
 HOW CAN WE HELP YOU?
Our law firm has helped thousands of clients over the years. Sometimes clients who use our firm for one type of case may not realize that there are other legal problems we could help them solve.

We handle most types of injury claims — including automobile collisions, "slip and fall" cases, injuries suffered as a result of defective products, injuries resulting from inadequate security, medical malpractice claims, nursing home negligence claims, prescription drug injuries and many others. We invite you to call us about any serious injury to see how we can help you.

Kraft & Associates also represents people who have been denied their Social Security Disability benefits. We can help at the Initial stage, the Reconsideration stage or the Hearing stage.

Our firm represents people who have been injured on the job and are making a claim for workers' compensation. We help people who have problems regarding family issues, such as divorce, child support, adoption, modifications, enforcements, attorney general disputes, paternity and other similar matters. We also represent clients who have been arrested or charged with committing a crime.

Please feel free to call us with any legal questions you may have. If we cannot represent you, we will attempt to refer you to another attorney or to a government agency that can help you. There is never any charge or obligation for our initial consultation.

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Automobile Accident, Wrongful Death, Nursing Home Negligence, Social Security Disability.

DISCLAIMER: This newsletter is presented by Kraft & Associates for informational purposes only, and not as legal advice.

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