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November
2005
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Why Are You Getting This Newsletter?
This free e-mail newsletter is sent to current and
former clients of our law firm, to those who
have specifically asked to receive it, and to
those who have contacted our firm for legal
advice in the past.
If the newsletter is being sent to you
in error, please follow the instructions at
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Kraft & Associates will never sell or give
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law firm. |
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Adoption Won't End SS Survivor Benefits
The
question sometimes arises whether adoption
of a child who has been receiving survivor
Social Security benefits will lose those
benefits if the child is adopted after his
or her parents' death.
The answer is no. The child would continue
receiving the same survivor benefits after
the adoption. As a general rule, adoption
after eligibility does not affect
entitlement, but adoption before
does.
Unmarried children can receive Social
Security benefits from a parent's record by
fitting into one of these three categories:
be under 18, be between 18 and 19 and a
full-time student in an elementary or
secondary school, or be at least 18 and
disabled from a condition that started
before age 22.
Free Legal Advice?
Yes, at Kraft &
Associates we are glad to provide our clients
and friends with free information on a variety
of subjects. If you want details about how to
lower your automobile insurance rates,
Texas Workers' Compensation law or
Social Security Disability claims please call
or write us and we will send you any of these
brochures without charge or obligation. |
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Suite 1300
2777 Stemmons Freeway
Dallas, TX 75207
(214) 999-9999
(817) 999-9999
(800) 989-9999
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FOR THE RECORD |
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Have You Been Cheated Out Of Overtime
Pay?
A Federal
law known as the Fair Labor Standards
Act (FLSA) requires employers to pay a
minimum wage, and to pay overtime.
Employees are due overtime pay for
working more than 40 hours per workweek in
most situations. The FLSA also provides
that non-exempt employees who work more
than 40 hours in the workweek must
receive at least one and one-half times
their regular rate of pay for the
overtime hours (hours worked over 40 in
a workweek). A workweek, which can begin
on any day of the week, is seven consecutive
24-hour periods, or 168 consecutive
hours.
Employers often violate the FLSA in one
of two ways. First, employers often
misclassify employees as “exempt” under
the FLSA, paying them only a fixed
salary regardless of the number of hours
worked. Often employers will give
employees titles such as “assistant
manager” or “department manager” when
the employee’s actual job duties do not
involve the regular exercise of
discretion and independent judgment,
which is required in order for the
employer to properly classify the
employee as exempt and avoid paying
overtime. Examples of jobs where
misclassification often occurs are found
in the technology, retail, financial
services, and insurance industries.
Just because you are paid a salary does
NOT mean you should not be getting
overtime pay.
Second, employers frequently require or
encourage non-exempt, hourly employees
to work off-the-clock without proper
compensation. Employees may be required
to arrive at work early in order to
log-on to computers, change to
employer-required clothing, put on
safety equipment, attend pre-shift
meetings, or do other activities
preliminary to beginning their jobs. Or
employees may be asked to stay late, and
be discouraged or prohibited from
recording that time on their timesheets.
Finally, some employers may actually
alter employee timesheets to reflect
fewer hours than were actually worked,
or may pay employees for only 40 hours
regardless of the number of hours
submitted on timesheets.
If you are paid by the hour, you
should be paid for EVERY hour you
are required or encouraged to be on the
job.
If you or someone you know may have been
misclassified as exempt, or required to
work off-the-clock without overtime pay,
you may be able to recover those wages
as well as additional money damages.
While the Fair Labor Standards Act does
set basic minimum wage and overtime pay
standards, and regulates the employment
of minors, there are a number of
employment practices that the FLSA does
not regulate. For example, the FLSA does
not require:
(1) vacation, holiday, severance, or
sick pay;
(2) meal or rest periods, holidays off,
or vacations;
(3) premium pay for weekend or holiday
work;
(4) pay raises or fringe benefits; or
(5) a discharge notice, reason for
discharge, or immediate payment of final
wages to terminated employees.
For more information about the Fair
Labor Standards Act, visit
this page of the U.S. Department
of Labor's Web site.
If you, your friends or family members have questions about unpaid
overtime, please contact our law firm.
You can telephone us at one of the
numbers to the left of this paragraph,
visit us online at
www.kraftlaw.com, or e-mail us
at
info@kraftlaw.com.
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YOUR INFORMATION |
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Social Security
Benefits Get Cost-Of-Living Increase For 2006
Monthly Social Security and Supplemental
Security Income benefits for more than 52
million Americans will increase 4.1 percent
in 2006.
Social Security and Supplemental Security
Income benefits increase automatically each
year, based on the rise in the Bureau of
Labor Statistics' Consumer Price Index for
Urban Wage Earners and Clerical Workers
(CPI-W), from the third quarter of the prior
year to the corresponding period of the
current year.
This year's increase in the CPI-W was 4.1
percent. The 4.1 percent Cost-Of-Living
Adjustment will begin with benefits that
more than 48 million Social Security
beneficiaries receive in January 2006.
Increased payments to 7 million Supplemental
Security Income beneficiaries will begin on
December 30.
Some other changes that take effect in
January of each year are based on the
increase in average wages. Based on that
increase, the maximum amount of earnings
subject to the Social Security tax (taxable
maximum) will increase to $94,200 from
$90,000.
It is important to note that no one's Social
Security benefit will decrease as a result
of the 2006 Medicare Part B premium
increase, announced in September 2005. By
law, the Part B premium increase cannot be
larger than a beneficiary's COLA increase.
Information about Medicare changes for 2006
can be found at
this site.
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| FEATURED
EMPLOYEE |
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Daryl
Greene
Office
Services Manager
E-mail:
dgreene@kraftlaw.com
Mr. Greene joined our firm in 1995, after he worked
for a number of years in the automobile repair
business. Mr. Greene has responsibility for all office
services and for buying or maintaining all of our
law firm's office
supplies and equipment, which is a job that takes
considerable time, effort, and expertise. |
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| FEATURED
CASE |
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November is American
Diabetes Month
Our law firm has represented many
Social Security disability claimants who have
diabetes. Diabetes affects more than 20 million
Americans, and that number rises each year. Of those
affected, more than 90% have Type 2 diabetes, which
results from insulin
resistance (a condition in which the body fails to
properly use insulin), combined with relative
insulin deficiency.
Type 1 diabetes, which affects only 1 in 250
Americans, occurs when the body’s own immune system
destroys the insulin-producing cells of the
pancreas.
The build up of glucose in the blood caused by
diabetes can lead to several complications,
including eye problems, foot problems, heart
disease, hyperglycemia, ketoacidosis, kidney damage,
and nerve damage. The Social Security Administration
recognizes the possible health risks associated with
diabetes and has included the condition in its
Listing of Impairments located in Appendix 1,
Subpart P, Regulation No. 4. You can view the online
Listing
here.
As in all Social Security disability cases, a
claimant with diabetes must not be performing
substantial gainful work, and his or her impairments
must have lasted, or be expected to last, for a
continuous period of at least 12 months. If a
person’s diabetes meets or medically equals the
Listing for diabetes mellitus, the claimant is
presumed disabled without further inquiry. In short,
a claimant meets the Listing if they have diabetes
and also have:
(1) Neuropathy demonstrated by significant and
persistent disorganization of motor function in two
extremities resulting in sustained disturbance of
gross/dexterous movements or gait/station, or
(2) Acidosis occurring at least on the average of
once every two months, or
(3) Retinitis proliferans leading to a significant
visual impairment.
Neuropathy (one of the most common complications) is
damage to the nerves that allow you to feel
sensations such as pain. The most common types of
neuropathy are peripheral and autonomic. Peripheral
neuropathy most commonly affects the legs and feet.
Symptoms may include tingling, numbness, burning,
and pain. Autonomic neuropathy most often affects
the digestive system.
It should be noted that even if a claimant does not
meet the exact requirements of a Listing the
claimant might still medically equal a listing. Many
claimants suffer from other impairments in addition
to diabetes, and these other impairments will also
be considered. In addition, if the claimant is
unable to perform his or her past relevant work and
no work exists in the national economy that
accommodates the claimant's residual functional
capacity and vocational factors, a finding of
disabled will be warranted by the Social Security
Administration.
If you have questions about any aspect of Social
Security disability, please call us at one of the
phone numbers on this page, or e-mail us at
info@kraftlaw.com. |
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| HOW
CAN WE HELP YOU? |
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Our law firm has helped thousands of clients
over the years. Sometimes clients who use
our firm for one type of case may not
realize that there are other legal problems
we could help them solve.
We handle
most types of injury claims — including
automobile collisions, "slip and fall"
cases, injuries suffered as a result of
defective products, injuries resulting from
inadequate security, medical malpractice
claims, nursing home negligence claims,
prescription drug injuries and many others.
We invite you to call us about any
serious injury to see how we can help you.
Kraft & Associates also represents people
who have been denied their Social Security
Disability benefits. We can help at the
Initial stage, the Reconsideration stage or
the Hearing stage.
Our firm represents people who have been injured on
the job and are making a claim for workers'
compensation. We help people who have problems
regarding family issues, such as divorce, child
support, adoption, modifications, enforcements,
attorney general disputes, paternity and other similar
matters. We also represent clients who have been
arrested or charged with committing a crime.
Please feel free to call us with any
legal questions you may have. If we cannot
represent you, we will attempt to refer you
to another attorney or to a government
agency that can help you. There is never any
charge or obligation for our initial
consultation. |
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Copyright
© 1997- 2005 Kraft & Associates : Attorneys at
Law, P.C. All Rights Reserved Worldwide. Personal Injury,
Automobile Accident, Wrongful Death, Nursing Home Negligence,
Social Security Disability.
DISCLAIMER:
This newsletter is presented by Kraft & Associates for
informational purposes only, and not as legal advice.
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