November 2005

Why Are You Getting This Newsletter?

This free e-mail newsletter is sent to current and former clients of our law firm, to those who have specifically asked to receive it, and to those who have contacted our firm for legal advice in the past.

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Adoption Won't End SS Survivor Benefits

The question sometimes arises whether adoption of a child who has been receiving survivor Social Security benefits will lose those benefits if the child is adopted after his or her parents' death.

The answer is no. The child would continue receiving the same survivor benefits after the adoption. As a general rule, adoption after eligibility does not affect entitlement, but adoption before does.

Unmarried children can receive Social Security benefits from a parent's record by fitting into one of these three categories: be under 18, be between 18 and 19 and a full-time student in an elementary or secondary school, or be at least 18 and disabled from a condition that started before age 22.

Free Legal Advice?

Yes, at Kraft & Associates we are glad to provide our clients and friends with free information on a variety of subjects. If you want details about how to lower your automobile insurance rates, Texas Workers' Compensation law or Social Security Disability claims please call or write us and we will send you any of these brochures without charge or obligation.
 

 


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  2777 Stemmons Freeway
  Dallas, TX 75207
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 FOR THE RECORD


Have You Been Cheated Out Of Overtime Pay?


A Federal law known as the Fair Labor Standards Act (FLSA) requires employers to pay a minimum wage, and to pay overtime.

Employees are due overtime pay for working more than 40 hours per workweek in most situations. The FLSA also provides that non-exempt employees who work more than 40 hours in the workweek must receive at least one and one-half times their regular rate of pay for the overtime hours (hours worked over 40 in a workweek). A workweek, which can begin on any day of the week, is seven consecutive 24-hour periods, or 168 consecutive hours.

Employers often violate the FLSA in one of two ways. First, employers often misclassify employees as “exempt” under the FLSA, paying them only a fixed salary regardless of the number of hours worked. Often employers will give employees titles such as “assistant manager” or “department manager” when the employee’s actual job duties do not involve the regular exercise of discretion and independent judgment, which is required in order for the employer to properly classify the employee as exempt and avoid paying overtime. Examples of jobs where misclassification often occurs are found in the technology, retail, financial services, and insurance industries.

Just because you are paid a salary does NOT mean you should not be getting overtime pay.

Second, employers frequently require or encourage non-exempt, hourly employees to work off-the-clock without proper compensation. Employees may be required to arrive at work early in order to log-on to computers, change to employer-required clothing, put on safety equipment, attend pre-shift meetings, or do other activities preliminary to beginning their jobs. Or employees may be asked to stay late, and be discouraged or prohibited from recording that time on their timesheets. Finally, some employers may actually alter employee timesheets to reflect fewer hours than were actually worked, or may pay employees for only 40 hours regardless of the number of hours submitted on timesheets.

If you are paid by the hour, you should be paid for EVERY hour you are required or encouraged to be on the job.

If you or someone you know may have been misclassified as exempt, or required to work off-the-clock without overtime pay, you may be able to recover those wages as well as additional money damages.

While the Fair Labor Standards Act does set basic minimum wage and overtime pay standards, and regulates the employment of minors, there are a number of employment practices that the FLSA does not regulate. For example, the FLSA does not require:

(1) vacation, holiday, severance, or sick pay;
(2) meal or rest periods, holidays off, or vacations;
(3) premium pay for weekend or holiday work;
(4) pay raises or fringe benefits; or
(5) a discharge notice, reason for discharge, or immediate payment of final wages to terminated employees.

For more information about the Fair Labor Standards Act, visit this page of the U.S. Department of Labor's Web site.

If you, your friends or family members have questions about unpaid overtime, please contact our law firm. You can telephone us at one of the numbers to the left of this paragraph, visit us online at www.kraftlaw.com, or e-mail us at info@kraftlaw.com.
 

 FOR YOUR INFORMATION

Social Security Benefits Get Cost-Of-Living Increase For 2006

Monthly Social Security and Supplemental Security Income benefits for more than 52 million Americans will increase 4.1 percent in 2006.

Social Security and Supplemental Security Income benefits increase automatically each year, based on the rise in the Bureau of Labor Statistics' Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), from the third quarter of the prior year to the corresponding period of the current year.

This year's increase in the CPI-W was 4.1 percent. The 4.1 percent Cost-Of-Living Adjustment will begin with benefits that more than 48 million Social Security beneficiaries receive in January 2006. Increased payments to 7 million Supplemental Security Income beneficiaries will begin on December 30.

Some other changes that take effect in January of each year are based on the increase in average wages. Based on that increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) will increase to $94,200 from $90,000.

It is important to note that no one's Social Security benefit will decrease as a result of the 2006 Medicare Part B premium increase, announced in September 2005. By law, the Part B premium increase cannot be larger than a beneficiary's COLA increase. Information about Medicare changes for 2006 can be found at this site.

 FEATURED EMPLOYEE

Click for color photoDaryl Greene
Office Services Manager

E-mail: dgreene@kraftlaw.com

Mr. Greene joined our firm in 1995, after he worked for a number of years in the automobile repair business. Mr. Greene has responsibility for all office services and for buying or maintaining all of our law firm's office supplies and equipment, which is a job that takes considerable time, effort, and expertise.

 FEATURED CASE
November is American Diabetes Month

Our law firm has represented many Social Security disability claimants who have diabetes. Diabetes affects more than 20 million Americans, and that number rises each year. Of those affected, more than 90% have Type 2 diabetes, which results from insulin resistance (a condition in which the body fails to properly use insulin), combined with relative insulin deficiency. Type 1 diabetes, which affects only 1 in 250 Americans, occurs when the body’s own immune system destroys the insulin-producing cells of the pancreas.

The build up of glucose in the blood caused by diabetes can lead to several complications, including eye problems, foot problems, heart disease, hyperglycemia, ketoacidosis, kidney damage, and nerve damage. The Social Security Administration recognizes the possible health risks associated with diabetes and has included the condition in its Listing of Impairments located in Appendix 1, Subpart P, Regulation No. 4. You can view the online Listing here.

As in all Social Security disability cases, a claimant with diabetes must not be performing substantial gainful work, and his or her impairments must have lasted, or be expected to last, for a continuous period of at least 12 months. If a person’s diabetes meets or medically equals the Listing for diabetes mellitus, the claimant is presumed disabled without further inquiry. In short, a claimant meets the Listing if they have diabetes and also have:

(1) Neuropathy demonstrated by significant and persistent disorganization of motor function in two extremities resulting in sustained disturbance of gross/dexterous movements or gait/station, or

(2) Acidosis occurring at least on the average of once every two months, or

(3) Retinitis proliferans leading to a significant visual impairment.

Neuropathy (one of the most common complications) is damage to the nerves that allow you to feel sensations such as pain. The most common types of neuropathy are peripheral and autonomic. Peripheral neuropathy most commonly affects the legs and feet. Symptoms may include tingling, numbness, burning, and pain. Autonomic neuropathy most often affects the digestive system.

It should be noted that even if a claimant does not meet the exact requirements of a Listing the claimant might still medically equal a listing. Many claimants suffer from other impairments in addition to diabetes, and these other impairments will also be considered. In addition, if the claimant is unable to perform his or her past relevant work and no work exists in the national economy that accommodates the claimant's residual functional capacity and vocational factors, a finding of disabled will be warranted by the Social Security Administration.

If you have questions about any aspect of Social Security disability, please call us at one of the phone numbers on this page, or e-mail us at info@kraftlaw.com.
 HOW CAN WE HELP YOU?
Our law firm has helped thousands of clients over the years. Sometimes clients who use our firm for one type of case may not realize that there are other legal problems we could help them solve.

We handle most types of injury claims — including automobile collisions, "slip and fall" cases, injuries suffered as a result of defective products, injuries resulting from inadequate security, medical malpractice claims, nursing home negligence claims, prescription drug injuries and many others. We invite you to call us about any serious injury to see how we can help you.

Kraft & Associates also represents people who have been denied their Social Security Disability benefits. We can help at the Initial stage, the Reconsideration stage or the Hearing stage.

Our firm represents people who have been injured on the job and are making a claim for workers' compensation. We help people who have problems regarding family issues, such as divorce, child support, adoption, modifications, enforcements, attorney general disputes, paternity and other similar matters. We also represent clients who have been arrested or charged with committing a crime.

Please feel free to call us with any legal questions you may have. If we cannot represent you, we will attempt to refer you to another attorney or to a government agency that can help you. There is never any charge or obligation for our initial consultation.

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Automobile Accident, Wrongful Death, Nursing Home Negligence, Social Security Disability.

DISCLAIMER: This newsletter is presented by Kraft & Associates for informational purposes only, and not as legal advice.