Should I Speak to the Other Driver’s Insurance Company?

In Texas, you will file your claim for compensation with the at-fault party’s insurance company. However, you should be extremely careful when talking with the insurance company and adjuster. Insurance companies are businesses that want to make money, so they will look for every opportunity to minimize your payment.

Avoid answering direct questions about your injury and decline any requests to record a statement. It is very easy for insurance companies to twist an innocent statement, and comments on the record are hard to take back. They know how to ask questions that allow them to shift the context of your answers so that it appears you’re admitting to something or that you’re not as injured as you claim. Ideally, you should refer all communications to your attorney. Consult with an attorney before answering any questions.